Whether you’re buying vehicles, tools, machinery, medical or hospitality equipment, or expanding a fleet, we structure finance around cashflow first — not just rate — so approvals stay smooth and loan terms actually suit the asset and business.
We set repayments that still work if business slows down—then choose lender policy that fits the asset and borrower profile.
No back-and-forth. We prepare the right docs and present the application the way lenders want to see it.
We compare term, balloon, fees, private sale rules, asset age limits, and refinance flexibility—then choose the best fit.
Most lenders have different rules depending on the asset’s age, category, and supplier. We match policy first to avoid wasted time.
Private sales often need extra checks (asset verification, proof of ownership, payout letters). Dealers are usually faster. We tell you upfront what’s required so you don’t lose the asset.
Lenders price and approve differently based on age and condition. We choose lender policy that matches the asset, not the other way around.
Common for ABN borrowers. You own the asset, repayments structured to cashflow, and often allows different tax treatment (accountant dependent).
Used when you want lower upfront cost or prefer operating-style repayments (structure depends on lender/product).
Often used for PAYG borrowers. Asset-secured with structured repayments and predictable term.
If your current loan is expensive or restrictive, we can review refinance options to reduce cost or improve flexibility.
If you’re comparing multiple quotes, we’ll show the real difference: fees, balloon impact, payout flexibility, and what lenders will actually approve for your asset and profile.
Talk to a brokerNot always. It depends on asset type, LVR policy, and your profile. We’ll map the easiest approval path first.
Yes—subject to age/condition rules and supplier requirements. Dealer is usually faster than private sale.
Pick the asset first, confirm price/supplier, and send your docs in one clean pack. We’ll take it from there.
General information only. Eligibility, pricing and policy vary by lender and borrower circumstances.